Check your state pension entitlement

HMRC have developed an app that can help people prepare for their retirement.  Individuals can use the app to check their State Pension Forecast, allowing them to:

• see their State Pension age;
• view their forecast State Pension amounts based on potential contributions; and
• view how much their State Pension would currently be worth, based on National Insurance contributions to date.

The app can also be used to check National Insurance contribution (NIC) years, and view any gaps in your record, including how many weeks you have paid and how much you need to pay for it to become a full qualifying year.  If you have any NIC ‘gap years’, you may be able to make voluntary payments online or through the HMRC app.  Note that you have until 5 April 2025 to make up any gap years since 2006/07. Contributions made prior to 5 April 2025 will be at the Class 3 voluntary NI rate of £15.85 per week (£824.20 p.a.) which will provide an additional £342.86 a year State pension – a pretty good return! From 6 April 2025 it will only be possible to go back 6 years.

 
 
 
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 Lewis Pierce 
 
05/04/2024
 
 
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Paul was extremely helpful. He gave me solid advice for all of my queries. I would highly recommend if you want professional and personable solutions to any of your business needs. Thank you for your help Paul; I’m excited to work with you again in the very near future.
  
 
  
 
 
 
  
 
 
 Chloe Jackson 
 
29/03/2024
 
 
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Paul and the team are incredibly friendly and professional. Having had no prior experience running a business, their face to face meetings and in person training for Xero software have been invaluable.
  
 
  
 
 
 
  
 
 
 Sorted. 
 
01/03/2024
 
 
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We have been using A&C Chartered Acountants for a few months and are really impressed with the attention to detail, knowledge and help that they have provided to our company. Steph has been great with communication and helped us to stay on top of our business targets!
  
 
  
 
 
 
  
 
 
 Ben Cook 
 
01/03/2024
 
 
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Steph from A&C chartered accountants has been amazing giving me great advice and helping me with the information I needed to begin my business venture.
  
 
  
 
 
 
  
 
 
 Fiona Doran 
 
11/01/2024
 
 
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Needed advice and support for self assessment tax return. A&C responded really quickly. Paul massively helped me and gave me loads of information about my tax return, he talked through details in a really understandable way and gave me the reassurance about my tax return. Thank you so much Paul really appreciate your time.
  
 
  
 
 
 
  
 
 
 Alexandra Langhorn 
 
14/12/2023
 
 
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Steph and the team at A&C supported me with my small business from 2018 - 2023. Through every step of the journey, their customer service and supportive approach was 5-star. Steph took the time to get to know me and my objectives and offered solution focused clarity to all the aspects of running a business that can seem daunting when first becoming self-employed! Would recommend to any small business looking for assistance.
  
 
  
 
 
 
  
 
 
 Nikita Reid-Lyle 
 
03/11/2023
 
 
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I have been with A&C accountants for a whopping 8 years now and with that said there’s not much more to say. Thanks for all your support over the years.
  
 
  
 
 
 
  
 
 
 David Pain 
 
06/10/2023
 
 
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Great local firm of accountants. Have taken all the stress out of both my personal and business accounting. The high level of customer service and approachability at A&C have kept me as a client for 3 years plus now, together with them being local, as sometimes its best to discuss things face to face.
  
 
  
 
 
 
  
 
 
 Neema Riazi 
 
25/09/2023
 
 
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Selina and Paul were incredibly helpful. We spoke at length about all aspects of the accounts procedure and afterwards I had a much better understanding of how everything worked. Glad to be working with them and very happy to have them on side. Also, seems like a great working atmosphere, really friendly staff and good people all round.
  
 
  
 
 
 
  
 
 
 Patrick O'Connell 
 
21/09/2023
 
 
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I have the pleasure of working with A&C Chartered Accountants, and I couldn't be happier with their services. From the moment I walked through their doors, I was impressed by their professionalism.
The team at A&C Chartered Accountants is not only highly skilled and knowledgeable but also incredibly approachable and client-focused. They took the time to understand my specific financial needs and provided me with tailored solutions that exceed my expectations.

What truly sets A&C Chartered Accountants apart is their commitment to transparency and integrity. I feel confident that my financial matters are in trustworthy hands, and they went above and beyond to ensure compliance with all regulations and tax laws.
Their attention to detail and proactive communication made the entire process smooth and stress-free. They consistently delivered results that were not only accurate but also optimized for my financial well-being.

I can confidently say A&C Chartered Accountants is more than just an accounting service; they are true financial partners. I highly recommend them to anyone seeking top-notch accounting services, and I look forward to developing our successful partnership in the future.